50/30/20 Budget Calculator

Master your finances with the simple 50/30/20 budgeting rule

Smart budgeting for solo living

Take control of your finances with our 50/30/20 budget calculator. This proven budgeting method helps you allocate your after-tax income effectively: 50% for needs, 30% for wants, and 20% for savings and debt repayment. Perfect for solo living budgeting, this tool makes financial planning simple and sustainable. Customize the percentages to fit your unique situation and build healthy money habits. Get more personal finance tips and solo living financial strategies at HouseSolo.com - The Ultimate Resource to Master Solo Living

50 30 20 Rule Calculator

Needs

$0.00
50%

Essential expenses: rent, groceries, utilities, minimum debt payments

Wants

$0.00
30%

Entertainment, dining out, hobbies, subscriptions, shopping

Savings

$0.00
20%

Emergency fund, retirement contributions, investments, extra debt payments